Banco Pan Stock

Banco Pan Net Income 2025

Banco Pan Net Income

661.35 M BRL

Ticker

BPAN4.SA

ISIN

BRBPANACNPR1

In 2025, Banco Pan's profit amounted to 661.35 M BRL, a 47.51% increase from the 448.33 M BRL profit recorded in the previous year.

The Banco Pan Net Income history

YEARNET INCOME (undefined BRL)
2026e848.84
2025e661.35
2024e448.33
2023444.04
2022706.11
2021774.6
2020655.6
2019515.9
2018221.5
2017212.6
2016-237.2
20158.1
20147.8
2013-151.7
2012-364.6
2011231.1
2010231.1
2009174
200895.6
2007130
200672.4
2005122.4
2004-14.9

Banco Pan Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Banco Pan, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banco Pan from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banco Pan’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banco Pan. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banco Pan’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banco Pan’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banco Pan’s growth potential.

Banco Pan Revenue, EBIT and net profit per share

DateBanco Pan RevenueBanco Pan Net Income
2026e15.88 B undefined848.84 M undefined
2025e13.18 B undefined661.35 M undefined
2024e10.87 B undefined448.33 M undefined
20236.12 B undefined444.04 M undefined
202215.37 B undefined706.11 M undefined
202111.29 B undefined774.6 M undefined
202010.15 B undefined655.6 M undefined
20198.76 B undefined515.9 M undefined
20187.82 B undefined221.5 M undefined
20178.95 B undefined212.6 M undefined
20168.12 B undefined-237.2 M undefined
20158.45 B undefined8.1 M undefined
20146.28 B undefined7.8 M undefined
20135.43 B undefined-151.7 M undefined
20125.91 B undefined-364.6 M undefined
20116.03 B undefined231.1 M undefined
20100 undefined231.1 M undefined
20090 undefined174 M undefined
20080 undefined95.6 M undefined
20070 undefined130 M undefined
20060 undefined72.4 M undefined
20050 undefined122.4 M undefined
20040 undefined-14.9 M undefined

Banco Pan stock margins

The Banco Pan margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banco Pan. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banco Pan.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banco Pan's sales revenue. A higher gross margin percentage indicates that the Banco Pan retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banco Pan's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banco Pan's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banco Pan's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banco Pan. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banco Pan's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banco Pan Margin History

DateBanco Pan Profit margin
2026e5.34 %
2025e5.02 %
2024e4.12 %
20237.25 %
20224.59 %
20216.86 %
20206.46 %
20195.89 %
20182.83 %
20172.37 %
2016-2.92 %
20150.1 %
20140.12 %
2013-2.79 %
2012-6.17 %
20113.83 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Banco Pan Aktienanalyse

What does Banco Pan do?

Banco Pan SA is a Brazilian bank that has been operating in the market since 1969 and is based in São Paulo. The company was founded by three major automobile manufacturers: Ford Motor Company, Volkswagen AG, and Mercedes-Benz AG. The goal was to offer financing solutions for car buyers. Over the years, Banco Pan has evolved into a full-service bank and now offers a wide range of financial products and services. The bank's business model focuses on the retail market, including providing banking and financial services to retail customers, small and medium-sized enterprises, and auto dealers. Banco Pan's various divisions can be divided into three main areas: Retail, Wholesale, and Insurance. In the Retail segment, the bank offers products such as checking accounts, credit cards, loans, investments, and insurance. In the Wholesale segment, it offers corporate solutions such as corporate loans, foreign exchange trading, and treasury solutions. The insurance segment focuses on selling car insurance and other non-life insurance products. One of Banco Pan's most well-known services is its auto financing service. The bank works closely with automobile manufacturers to offer financing solutions to customers who want to buy a new or used car. The loan process is quick and easy, and the terms are typically flexible and competitive. In 2011, Banco Pan merged with Caixa Econômica Federal, the second-largest state-owned bank in Brazil. The merger expanded Banco Pan's business and allowed the bank to expand its retail and wholesale offerings and strengthen its market position. Currently, Banco Pan is a subsidiary of the investment group BTG Pactual and has over 5 million customers in Brazil. The bank has an extensive network of branches and ATMs throughout the country, allowing customers to access their accounts and financial services when needed. Overall, Banco Pan has become a versatile bank over the past few decades, offering financial solutions for various customer segments. From auto financing services to corporate financing solutions, the company is committed to providing its customers with a wide range of services and products. With a broad range of services, a strong presence in the market, and an extensive network of branches and ATMs, Banco Pan is well positioned to remain a key player in the Brazilian financial sector in the future. Banco Pan ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Banco Pan's Profit Margins

The profit margins of Banco Pan represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Banco Pan's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Banco Pan's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Banco Pan's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Banco Pan’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Banco Pan stock

How much profit has Banco Pan made this year?

Banco Pan has made 661.35 M BRL this year.

How has the profit developed compared to last year?

The profit has increased by 47.51% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Banco Pan publish its earnings?

Banco Pan publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Banco Pan?

The profits of Banco Pan are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Banco Pan?

You can learn more about the earnings of Banco Pan by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Banco Pan pay?

Over the past 12 months, Banco Pan paid a dividend of 0.22 BRL . This corresponds to a dividend yield of about 3.39 %. For the coming 12 months, Banco Pan is expected to pay a dividend of 0.23 BRL.

What is the dividend yield of Banco Pan?

The current dividend yield of Banco Pan is 3.39 %.

When does Banco Pan pay dividends?

Banco Pan pays a quarterly dividend. This is distributed in the months of January, June, January, January.

How secure is the dividend of Banco Pan?

Banco Pan paid dividends every year for the past 9 years.

What is the dividend of Banco Pan?

For the upcoming 12 months, dividends amounting to 0.23 BRL are expected. This corresponds to a dividend yield of 3.55 %.

In which sector is Banco Pan located?

Banco Pan is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banco Pan kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banco Pan from 1/24/2024 amounting to 0.215 BRL, you needed to have the stock in your portfolio before the ex-date on 12/28/2023.

When did Banco Pan pay the last dividend?

The last dividend was paid out on 1/24/2024.

What was the dividend of Banco Pan in the year 2024?

In the year 2024, Banco Pan distributed 0.215 BRL as dividends.

In which currency does Banco Pan pay out the dividend?

The dividends of Banco Pan are distributed in BRL.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Banco Pan

Our stock analysis for Banco Pan Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco Pan Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.